Frequently Asked Questions

Everything people ask us, answered plainly.

If your question isn't here, call us at (239) 329-9452 — or call your county's Clerk of Court, who can confirm the record independently of anything we tell you.

What exactly are surplus funds and how do they arise?

Surplus funds — also called excess proceeds — are the leftover money from a foreclosure sale after the mortgage balance, liens, and related costs have been fully paid. If your property sells for more than what you owed, that remaining amount belongs to you and can be claimed.

What indicates that I might be entitled to surplus funds?

If your property was sold at a foreclosure auction and the sale generated funds above what was owed in debts and fees, you may be eligible to claim the surplus. We can assess eligibility by reviewing the sale details and court records.

How does the claim actually get processed?
  1. Confirming your eligibility to claim surplus funds after the foreclosure sale.
  2. Collecting the documentation and court records that support the claim.
  3. Preparing and submitting the claim to the appropriate county, court, or state office.
  4. Monitoring and following up until the claim is processed and resolved.
Do I need to pay anything upfront to begin?

No — we work on a contingency basis, which means you won't pay anything upfront. We only receive a fee if and when we successfully recover your funds, so there's no financial risk to you.

How long does it usually take?

It varies with the complexity of the case and how quickly the county processes claims. Many take several weeks to a few months; more involved cases take longer. We work to move things along and keep you updated at every step.

Is this legitimate? How do I know you're not scamming me?

Equity & Exits LLC only contacts people with a confirmed surplus on record with the county — and we never ask for money, bank details, or payment of any kind to start a claim. You can independently verify a surplus exists by contacting your county's clerk of court directly. Here's exactly how to verify us, step by step.

Can I just do this myself?

Yes. You do not need us, and you do not need an attorney, to claim surplus funds — you can file directly with the county or court, and the only costs are standard clerk fees, if any. People hire us because the paperwork is unfamiliar, deadlines are easy to miss, competing claims complicate things, and a rejected filing can cost the claim. It's a choice, not a requirement.

What happens to my information if I contact you?

We use your information only to process your claim. See our Privacy Policy for detail on what we collect and how it's used, and our Cookies Policy for how this site uses tracking.

Still have a question?